/* RK Credit Finance Services — clean custom design system */
:root{
  --navy:#0a1f44; --navy-2:#0d2a5c; --navy-3:#12356f;
  --green:#16a34a; --green-d:#128a3e; --green-l:#22c55e;
  --ink:#0f1e38; --body:#4b5a71; --muted:#7688a0;
  --line:#e7ecf4; --bg:#f5f8fd; --bg-2:#eef3fb; --white:#fff;
  --radius:18px; --radius-sm:12px; --radius-lg:26px;
  --shadow:0 18px 44px -18px rgba(13,42,92,.18);
  --shadow-sm:0 8px 24px -12px rgba(13,42,92,.16);
  --shadow-lg:0 40px 80px -30px rgba(10,31,68,.35);
  --wrap:1200px; --gap:clamp(20px,3vw,34px);
  --ease:cubic-bezier(.22,1,.36,1);
  --sans:'Plus Jakarta Sans',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--body);background:var(--white);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4,h5{color:var(--ink);line-height:1.15;font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.7rem,3.4vw,2.6rem)}
h3{font-size:clamp(1.25rem,2vw,1.6rem)}
p{margin:0}
.container{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.section{padding:clamp(56px,8vw,104px) 0}
.section--tight{padding:clamp(40px,5vw,64px) 0}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--green)}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--green);border-radius:2px}
.sec-head{max-width:680px;margin:0 auto clamp(34px,4vw,52px);text-align:center}
.sec-head p{margin-top:14px;color:var(--body)}
.lead{font-size:1.06rem;color:var(--body)}
.center{text-align:center}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:.96rem;padding:14px 26px;border-radius:999px;border:1.6px solid transparent;cursor:pointer;transition:.3s var(--ease);white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 12px 26px -10px rgba(22,163,74,.6)}
.btn-primary:hover{background:var(--green-d);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--green);color:var(--green)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{transform:translateY(-2px)}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn-outline-light:hover{background:rgba(255,255,255,.12)}

/* header */
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;height:76px}
.brand img{height:46px;width:auto}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none}
.nav-links a{font-weight:600;font-size:.95rem;color:var(--ink);padding:10px 14px;border-radius:10px;transition:.25s}
.nav-links a:hover,.nav-links a.active{color:var(--green);background:var(--bg-2)}
.nav-cta{display:flex;align-items:center;gap:12px}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{width:26px;height:2.4px;background:var(--ink);border-radius:2px;transition:.3s}
.nav-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* hero */
.hero{position:relative;background:radial-gradient(120% 120% at 85% 10%,#123a7e 0%,var(--navy) 55%);color:#fff;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background:url('../img/back-img.webp') center/cover;opacity:.06;mix-blend-mode:screen}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(30px,5vw,64px);align-items:center;padding:clamp(48px,7vw,92px) 0}
.hero .eyebrow{color:#7ff0a8}
.hero .eyebrow::before{background:#7ff0a8}
.hero h1{color:#fff;font-size:clamp(2.3rem,5.2vw,4rem);letter-spacing:-.03em;margin:18px 0 0}
.hero h1 em{font-style:normal;color:var(--green-l)}
.hero p{color:#c7d6ef;font-size:1.12rem;margin-top:20px;max-width:520px}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}
.hero-chips{display:flex;flex-wrap:wrap;gap:26px;margin-top:38px}
.hero-chips .n{font-size:1.7rem;font-weight:800;color:#fff}
.hero-chips .l{font-size:.82rem;color:#9fb4d6}
.hero-visual{position:relative}
.hero-visual .ph{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg);border:5px solid rgba(255,255,255,.1)}
.hero-visual .ph img{width:100%;height:100%;object-fit:cover}
.float-card{position:absolute;background:rgba(255,255,255,.96);color:var(--ink);border-radius:16px;padding:14px 18px;box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:12px}
.float-card .ic{width:42px;height:42px;border-radius:12px;background:var(--green);color:#fff;display:grid;place-items:center}
.float-card .ic svg{width:22px;height:22px}
.float-card .t{font-weight:800;font-size:1.05rem;line-height:1.1}
.float-card .s{font-size:.78rem;color:var(--muted)}
.float-a{top:22px;left:-18px}
.float-b{bottom:26px;right:-14px}

/* marquee */
.marquee-wrap{background:#fff;border-bottom:1px solid var(--line);padding:30px 0}
.marquee-lbl{text-align:center;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:18px}
.marquee{display:flex;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:64px;align-items:center;padding-right:54px;animation:scroll 42s linear infinite;flex-shrink:0}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-track img{height:56px;width:auto;opacity:1;transition:.3s var(--ease);flex-shrink:0}
.marquee-track img:hover{transform:scale(1.07)}
@keyframes scroll{to{transform:translateX(-50%)}}

/* generic band */
.band-light{background:var(--bg)}
.grid{display:grid;gap:var(--gap)}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}

/* service cards */
.svc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:.35s var(--ease);display:flex;flex-direction:column}
.svc:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.svc-img{aspect-ratio:16/10;overflow:hidden}
.svc-img img{width:100%;height:100%;object-fit:cover;transition:.5s var(--ease)}
.svc:hover .svc-img img{transform:scale(1.05)}
.svc-body{padding:24px;display:flex;flex-direction:column;flex:1}
.svc-body h3{font-size:1.2rem}
.svc-body p{margin:10px 0 14px;font-size:.95rem}
.svc ul{list-style:none;display:flex;flex-direction:column;gap:8px;margin-bottom:18px}
.svc ul li{position:relative;padding-left:26px;font-size:.9rem;color:var(--body)}
.svc ul li::before{content:"";position:absolute;left:0;top:3px;width:16px;height:16px;background:var(--green);border-radius:50%;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='white' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/12px no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='white' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/12px no-repeat}
.svc .more{margin-top:auto;font-weight:700;color:var(--green);display:inline-flex;align-items:center;gap:7px;font-size:.92rem}
.svc .more svg{width:16px;height:16px;transition:.3s}
.svc:hover .more svg{transform:translateX(4px)}

/* split section */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,5vw,64px);align-items:center}
.split-media img{border-radius:var(--radius-lg);box-shadow:var(--shadow);width:100%}
.split h2{margin-bottom:8px}
.split .body-list{list-style:none;display:flex;flex-direction:column;gap:14px;margin:22px 0 28px}
.split .body-list li{position:relative;padding-left:34px;color:var(--body)}
.split .body-list li::before{content:"";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:7px;background:rgba(22,163,74,.12);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%2316a34a' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E");background:var(--green);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/15px no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/15px no-repeat}
.split .body-list li b{color:var(--ink)}

/* feature cards (icon) */
.feat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;transition:.35s var(--ease)}
.feat:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.feat .ic{width:56px;height:56px;border-radius:15px;background:linear-gradient(135deg,var(--green),var(--green-l));display:grid;place-items:center;margin-bottom:18px;box-shadow:0 12px 24px -10px rgba(22,163,74,.55)}
.feat .ic svg{width:28px;height:28px;color:#fff}
.feat h3{font-size:1.12rem;margin-bottom:8px}
.feat p{font-size:.92rem}

/* stats band */
.stats{background:radial-gradient(120% 130% at 80% 0,#123a7e,var(--navy));color:#fff}
.stats .grid{gap:20px}
.stat{text-align:center;padding:14px}
.stat .n{font-size:clamp(2rem,4vw,2.8rem);font-weight:800;color:#fff}
.stat .l{color:#9fb4d6;font-size:.92rem;margin-top:6px}

/* process */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:var(--gap)}
.step{position:relative;padding-top:8px}
.step .num{counter-increment:s;width:54px;height:54px;border-radius:16px;background:#fff;border:1px solid var(--line);display:grid;place-items:center;font-weight:800;font-size:1.25rem;color:var(--green);box-shadow:var(--shadow-sm);margin-bottom:18px}
.step .num::after{content:counter(s,decimal-leading-zero)}
.step h3{font-size:1.1rem;margin-bottom:6px}
.step p{font-size:.92rem}
.steps.on-dark .step h3{color:#fff}
.steps.on-dark .step p{color:#a9bcda}
.steps.on-dark .num{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);color:#7ff0a8}

/* calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);overflow:hidden;display:grid;grid-template-columns:1.15fr .85fr}
.calc-inputs{padding:clamp(26px,3vw,40px)}
.calc-field{margin-bottom:22px}
.calc-field .row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
.calc-field label{font-weight:700;color:var(--ink);font-size:.95rem}
.calc-field .val{font-weight:800;color:var(--green);font-size:1.05rem}
.calc-field input[type=range]{width:100%;-webkit-appearance:none;height:6px;border-radius:6px;background:var(--bg-2);outline:none}
.calc-field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--green);cursor:pointer;box-shadow:0 4px 10px -2px rgba(22,163,74,.6);border:3px solid #fff}
.calc-field input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--green);cursor:pointer;border:3px solid #fff}
.calc-field .hint{display:flex;justify-content:space-between;font-size:.75rem;color:var(--muted);margin-top:6px}
.calc-seg{display:flex;flex-wrap:wrap;gap:8px}
.calc-seg button{flex:1;min-width:88px;padding:9px 8px;border:1.4px solid var(--line);background:#fff;border-radius:10px;font-weight:600;font-size:.82rem;color:var(--body);cursor:pointer;transition:.25s}
.calc-seg button.active{background:var(--green);border-color:var(--green);color:#fff}
.calc-result{background:linear-gradient(160deg,var(--navy),#12356f);color:#fff;padding:clamp(26px,3vw,40px);display:flex;flex-direction:column;justify-content:center}
.calc-result .emi-lbl{font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;color:#9fb4d6}
.calc-result .emi{font-size:clamp(2.2rem,4vw,3rem);font-weight:800;margin:6px 0 4px}
.calc-result .emi small{font-size:1rem;font-weight:600;color:#9fb4d6}
.calc-break{margin-top:24px;display:flex;flex-direction:column;gap:14px}
.calc-break .li{display:flex;justify-content:space-between;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.12);font-size:.94rem}
.calc-break .li span{color:#a9bcda}
.calc-break .li b{font-weight:700}
.calc-note{font-size:.76rem;color:#8ea4c6;margin-top:18px;line-height:1.5}

/* testimonials */
.tcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px 24px;position:relative}
.tcard .quote{font-family:Georgia,serif;font-size:3.4rem;line-height:.6;color:var(--green);opacity:.25;height:26px}
.tcard .stars{color:#f5b301;letter-spacing:2px;margin-bottom:10px;font-size:.95rem}
.tcard p{color:var(--body);font-size:.98rem}
.tcard .who{display:flex;align-items:center;gap:12px;margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}
.tcard .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--green));color:#fff;display:grid;place-items:center;font-weight:800}
.tcard .who .nm{font-weight:800;color:var(--ink);font-size:.96rem}
.tcard .who .rl{font-size:.82rem;color:var(--muted)}

/* faq */
.faq{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:14px}
.q{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:.3s}
.q.open{box-shadow:var(--shadow-sm);border-color:transparent}
.q-head{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 22px;background:none;border:0;cursor:pointer;text-align:left;font-family:inherit;font-weight:700;color:var(--ink);font-size:1.02rem}
.q-head .pm{flex-shrink:0;width:28px;height:28px;border-radius:50%;background:var(--green);display:grid;place-items:center;position:relative;transition:.3s}
.q-head .pm::before,.q-head .pm::after{content:"";position:absolute;background:#fff;border-radius:2px}
.q-head .pm::before{width:12px;height:2px}
.q-head .pm::after{width:2px;height:12px;transition:.3s}
.q.open .pm{background:var(--navy)}
.q.open .pm::after{transform:rotate(90deg);opacity:0}
.q-body{max-height:0;overflow:hidden;transition:max-height .35s var(--ease)}
.q-body p{padding:0 22px 22px;color:var(--body);font-size:.96rem}

/* eligibility / documents list */
.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;height:100%}
.info-card h3{font-size:1.25rem;margin-bottom:8px}
.checklist{list-style:none;display:flex;flex-direction:column;gap:13px;margin-top:18px}
.checklist li{position:relative;padding-left:32px;color:var(--body)}
.checklist li::before{content:"";position:absolute;left:0;top:2px;width:20px;height:20px;border-radius:6px;background:rgba(22,163,74,.12)}
.checklist li::after{content:"";position:absolute;left:4px;top:6px;width:12px;height:12px;background:var(--green);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/12px no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/12px no-repeat}
.pill-note{background:var(--bg);border:1px dashed #c9d6ea;border-radius:12px;padding:14px 18px;font-size:.9rem;color:var(--body);margin-bottom:6px}

/* type chips grid (loan types) */
.type{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;transition:.35s var(--ease)}
.type:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.type .ic{width:50px;height:50px;border-radius:13px;background:var(--bg-2);display:grid;place-items:center;margin-bottom:16px;color:var(--green)}
.type .ic svg{width:26px;height:26px}
.type h3{font-size:1.08rem;margin-bottom:6px}
.type p{font-size:.9rem}

/* page hero (inner) */
.page-hero{position:relative;background:radial-gradient(120% 140% at 90% 0,#123a7e,var(--navy));color:#fff;padding:clamp(48px,7vw,90px) 0 clamp(56px,8vw,96px);overflow:hidden}
.page-hero::after{content:"";position:absolute;inset:0;background:url('../img/back-img.webp') center/cover;opacity:.07;mix-blend-mode:screen}
.crumb{font-size:.86rem;color:#9fb4d6;margin-bottom:16px;position:relative}
.crumb a:hover{color:#fff}
.page-hero h1{color:#fff;font-size:clamp(2rem,4.6vw,3.2rem);margin-bottom:14px;position:relative}
.page-hero p{color:#c7d6ef;max-width:640px;position:relative;font-size:1.08rem}

/* contact */
.contact-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px 24px;display:flex;gap:16px;align-items:flex-start;margin-bottom:16px}
.contact-card .ic{flex-shrink:0;width:48px;height:48px;border-radius:13px;background:var(--bg-2);color:var(--green);display:grid;place-items:center}
.contact-card .ic svg{width:24px;height:24px}
.contact-card h4{font-size:1.02rem;color:var(--ink);margin-bottom:3px}
.contact-card p{font-size:.94rem}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(26px,3vw,40px);box-shadow:var(--shadow-sm)}
.form h3{margin-bottom:4px}
.form .fields{display:flex;flex-direction:column;gap:16px;margin-top:22px}
.form label{font-weight:600;font-size:.88rem;color:var(--ink);display:block;margin-bottom:7px}
.form input,.form select,.form textarea{width:100%;padding:13px 16px;border:1.4px solid var(--line);border-radius:11px;font-family:inherit;font-size:.95rem;color:var(--ink);background:var(--bg);transition:.25s}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--green);background:#fff;box-shadow:0 0 0 4px rgba(22,163,74,.1)}
.form textarea{resize:vertical;min-height:120px}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--navy),#12356f);color:#fff;border-radius:var(--radius-lg);padding:clamp(38px,5vw,60px);text-align:center;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;inset:0;background:url('../img/back-img.webp') center/cover;opacity:.08;mix-blend-mode:screen}
.cta-band>*{position:relative}
.cta-band h2{color:#fff;margin-bottom:12px}
.cta-band p{color:#c7d6ef;max-width:560px;margin:0 auto 26px}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* footer */
.footer{background:var(--navy);color:#c7d6ef;padding-top:clamp(48px,6vw,72px)}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.4fr;gap:40px;padding-bottom:44px}
.footer .brand-f{font-size:1.5rem;font-weight:800;color:#fff;letter-spacing:-.02em;margin-bottom:14px}
.footer .brand-f span{color:var(--green-l)}
.footer p{font-size:.92rem;line-height:1.7;color:#9fb4d6}
.footer h5{color:#fff;font-size:1rem;margin-bottom:18px;letter-spacing:0}
.footer ul{list-style:none;display:flex;flex-direction:column;gap:11px}
.footer ul a{font-size:.92rem;color:#9fb4d6;transition:.25s}
.footer ul a:hover{color:#fff;padding-left:4px}
.foot-contact{display:flex;flex-direction:column;gap:14px}
.foot-contact .r{display:flex;gap:12px;font-size:.92rem;color:#9fb4d6}
.foot-contact .r svg{width:19px;height:19px;flex-shrink:0;color:var(--green-l);margin-top:2px}
.disclaimer{border-top:1px solid rgba(255,255,255,.1);padding:22px 0;font-size:.8rem;color:#7f95b8;line-height:1.6;text-align:center}
.copyright{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;font-size:.86rem;color:#9fb4d6;text-align:center}
.copyright a{color:#fff;font-weight:600}

/* reveal */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal.in{opacity:1;transform:none}

/* responsive */
@media(max-width:960px){
  .nav-links,.nav-cta .btn-ghost{display:none}
  .nav-toggle{display:flex}
  .nav-menu{position:fixed;inset:76px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:10px 22px 20px;box-shadow:var(--shadow);display:none}
  .nav-menu.open{display:flex}
  .nav-menu a{padding:14px 8px;border-radius:8px;border-bottom:1px solid var(--line)}
  .nav-menu .btn{margin-top:12px;justify-content:center}
  .hero-grid{grid-template-columns:1fr;text-align:center}
  .hero p{margin-left:auto;margin-right:auto}
  .hero-cta,.hero-chips{justify-content:center}
  .hero-visual{max-width:440px;margin:8px auto 0}
  .float-a{left:0} .float-b{right:0}
  .split{grid-template-columns:1fr}
  .split-media{order:-1}
  .calc{grid-template-columns:1fr}
  .g-4,.steps{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .g-2,.g-3,.g-4,.steps{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero-chips{gap:18px}
  .float-card{display:none}
  .section{padding:52px 0}
}

/* nav dropdown */
.has-drop{position:relative}
.has-drop>a{display:inline-flex;align-items:center;gap:5px}
.drop{position:absolute;top:calc(100% + 6px);left:0;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:8px;min-width:214px;display:flex;flex-direction:column;opacity:0;visibility:hidden;transform:translateY(8px);transition:.25s var(--ease);z-index:70}
.has-drop:hover .drop{opacity:1;visibility:visible;transform:none}
.drop a{padding:10px 14px;border-radius:8px;font-size:.92rem;font-weight:600;color:var(--ink)}
.drop a:hover{background:var(--bg-2);color:var(--green)}
.section-alt{background:var(--bg)}
.two-col-copy{column-gap:40px;color:var(--body)}
.two-col-copy p{margin-bottom:16px}
@media(max-width:960px){
  .drop{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;border-radius:0;padding:0;background:transparent}
  .drop a{border-bottom:1px solid var(--line);color:var(--ink);padding:14px 8px 14px 22px}
  .has-drop>a{pointer-events:none;color:var(--muted);font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;padding:14px 8px 6px}
}

/* nav fixes */
.nav-links{flex-wrap:nowrap}
.nav-links>li>a{white-space:nowrap}
.nav-mob-apply{display:none}
@media(max-width:960px){.nav-mob-apply{display:inline-flex}}